Medicare Coverage Basics

Medicare is health insurance offered by the federal government to people who are older than 65 and eligible. Some younger people who have disabilities, permanent kidney failure or Lou Gehrigýs disease can also qualify. Medicare helps pay for healthcare, but does not cover all medical expenses. The US Medicare system is managed by The Center for Medicare & Medicaid Services. Read these articles to determine your eligibility.

Medicare has four parts:

ý Medicare Part A is the original Medicare insurance coverage and it helps pay for hospital bills.
ý Medicare Part B is a supplemental insurance option for people who qualify for Medicare.
ý Medicare Part C or, Medicare Advantage Plans (like HMOs and PPOs) are sometimes referred to as Medicare Part C.
ý Medicare Part D is the newest addition to Medicare. Part D is prescription drug coverage. You must be enrolled in Medicare before you can apply for Part D coverage.

Call Julie at the Office or e-mail her at julie@stlbenefitsplanning.com to set-up a Meeting to discuss all your options.